End-User License Agreement – PiggyBanker CFO Chat
Last updated: 25 June 2025

By connecting your QuickBooks Online account to PiggyBanker QBO ChatBridge (“the App”), you (“User”) agree to the following terms:

1. License Grant
We grant you a non-exclusive, non-transferable license to use the App for internal accounting review and analysis.

2. Acceptable Use
You may not reverse engineer, resell, or misuse the App. Data access is limited to read-only scopes.

3. Data Security and Privacy
See our Privacy Policy for full details. Summary:

• All data is encrypted in transit (TLS 1.2+) and at rest (AES-256).

• Tokens are stored encrypted and deleted within 30 days of disconnect.

• Only AWS and OpenAI are used as subprocessors.

4. Intellectual Property
All software, content, and documentation remain the property of PiggyBanker LLC.
PiggyBanker is not affiliated with Intuit Inc. or QuickBooks®.

5. Fees
Use of the App is included in client engagements. Pricing is governed by your service agreement with PiggyBanker.

6. Disclaimer of Warranties
The App is provided “as is” with no warranty of any kind, including accuracy of output or responses.

7. Limitation of Liability
PiggyBanker’s total liability shall not exceed $100. We are not liable for indirect or consequential damages.

8. Indemnification
You agree to hold PiggyBanker harmless from any third-party claims arising from your misuse of the App.

9. Termination
You may disconnect at any time. PiggyBanker may suspend access for security reasons or violation of terms.

10. Governing Law
This Agreement is governed by the laws of the State of Texas, with venue in Austin, TX.

11. Entire Agreement
This EULA and the Privacy Policy form the full agreement. Continued use after changes constitutes acceptance.

Contact: clay@piggybanker.io