Privacy Policy
Effective Date: March 19th, 2026
Company: Raterman Group LLC (dba Piggy Banker)
Website: https://piggybanker.io
1. Overview
This Privacy Policy explains how Piggy Banker collects, uses, and protects your information.
2. Information We Collect
a. Information You Provide
Name
Email address
Phone number
Business information
Financial data (if you become a client)
b. Automatically Collected
IP address
Browser/device info
Website usage data (via analytics tools)
3. How We Use Your Information
We use your data to:
Provide and improve services
Communicate with you
Deliver financial insights and consulting
Process payments
Comply with legal obligations
4. Financial Data Handling
If you engage with our services, we may access:
Bank account data
Transaction data
Financial statements
We only use this data to:
Deliver advisory services
Generate insights and reports
We do not sell financial data.
5. Third-Party Services
We may share data with trusted providers, including:
Payment processors (Stripe, etc.)
Analytics tools (Google Analytics, etc.)
Financial integrations (Plaid, QuickBooks, etc.)
Each third party has its own privacy policies.
6. Data Security
We implement reasonable safeguards, including:
Encryption where applicable
Secure access controls
Limited internal access
However, no system is 100% secure.
7. Data Retention
We retain your data:
As long as necessary to provide services
To comply with legal obligations
To resolve disputes
8. Your Rights
You may:
Request access to your data
Request corrections
Request deletion (subject to legal requirements)
Contact us to exercise these rights.
9. Cookies & Tracking
We use cookies to:
Improve user experience
Analyze traffic
Support marketing efforts
You can disable cookies in your browser settings.
10. Marketing Communications
We may send:
Emails about services
Updates or insights
You can unsubscribe at any time.
11. Children’s Privacy
Our services are not intended for individuals under 18.
12. Changes to This Policy
We may update this Privacy Policy periodically. Continued use indicates acceptance.
15. Contact
Piggy Banker
Raterman Group LLC
Email: clay@piggybanker.io