Privacy Policy
Company: Raterman Group LLC (dba Piggy Banker)
Website: https://piggybanker.io
https://finance.piggybanker.io
Piggy Banker Privacy Policy
Effective Date: July 10, 2026
Piggy Banker respects your privacy. This Privacy Policy explains what information we collect, how we use it, and the choices you have regarding your information when using our software platform, website, and professional services.
1. Information We Collect
Depending on how you use our Services, we may collect:
Account Information
Name
Email address
Company name
Business information
Billing information
Financial Information
With your authorization, we may access financial information from connected platforms, including accounting systems, banking providers, payroll providers, payment platforms, and other business software.
Usage Information
We may collect:
browser type;
device information;
IP address;
pages visited;
feature usage;
diagnostics; and
crash reports.
Communications
We collect information you provide when contacting support, scheduling meetings, participating in onboarding, or communicating with our team.
2. How We Use Information
We use information to:
provide our Services;
operate your account;
generate reports and dashboards;
provide AI-powered financial insights;
improve our products;
provide customer support;
process payments;
maintain platform security;
detect fraud;
comply with legal obligations.
3. AI Processing
Some information may be processed by artificial intelligence models to generate summaries, reports, categorizations, forecasts, explanations, and recommendations.
We do not use your confidential business information to train public AI models unless expressly disclosed and authorized.
4. Cookies & Analytics
We use cookies and similar technologies to:
remember preferences;
authenticate users;
analyze product usage;
improve performance; and
enhance security.
You may control cookies through your browser settings, although disabling certain cookies may affect functionality.
5. Third-Party Service Providers
We use trusted service providers to operate our business, including providers for cloud hosting, authentication, payments, analytics, customer communications, artificial intelligence, data integrations, and infrastructure.
These providers process information only as necessary to provide the Services on our behalf.
6. Data Sharing
We do not sell your personal information.
We may share information:
with vendors supporting our Services;
with your permission;
during business transfers;
when required by law; or
to protect legal rights, security, or safety.
7. Data Security
We use commercially reasonable administrative, technical, and organizational safeguards to protect customer information.
However, no internet transmission or storage system can be guaranteed completely secure.
8. Data Retention
We retain information for as long as reasonably necessary to:
provide the Services;
comply with legal obligations;
resolve disputes;
enforce agreements; and
improve our products.
When appropriate, information is securely deleted or anonymized.
9. Your Rights
Depending on your location, you may have rights to:
access your information;
correct inaccurate information;
request deletion;
request data portability;
object to certain processing activities.
Requests may be submitted using the contact information below.
10. Children's Privacy
Our Services are intended for businesses and are not directed toward children under the age of 13.
11. International Users
If you access the Services outside the United States, your information may be transferred to and processed in countries where we or our service providers operate.
12. Changes
We may update this Privacy Policy periodically.
The updated version will be posted on this page with a revised effective date.
13. Contact
Questions regarding this Privacy Policy may be directed to:
Piggy Banker
Raterman Group LLC
1115 Town Creek Drive Unit 738
Austin, Texas 78741
Email: clay@piggybanker.io